When people seek a lawyer to represent them, they must brief these legal experts and provide the right information so that they can lay a strategy of what to do. According to experienced legal experts, it is the lawyer who should ask questions so that the client can provide the right information. If you have a problem that requires a debt collector harassment lawyer, visit the GC Services Limited Partnership website to get the relevant help and get linked to the right lawyer.
A debt collector harassment lawyer is usually faced with a hard task, especially if their clients have an outstanding debt. This article will cover some of the popular questions these lawyers are likely to ask and what the best feedback should be.
How much do you owe the creditor?
A good client should disclose the right figures that they owe the creditors. This will help the legal expert to prepare a case that they must defend. Most of the times, such figures are usually high and half paid.
The lawyer must also know the amount their clients owe the creditors and match it with what the creditor is claiming. It is common for the two figures not to match and this is usually the beginning of controversies.
What kind of debt collector harassment have you received?
Before people go to the debt collector harassment lawyer, they must have faced bullying from either the creditors or the debt collection agencies. Some of them will call while others visit the debtors physically. When the lawyer understands the situation, they are in a position to plan the legal actions well. Sometimes, the debtors may need an interpretation of what constitutes to debt collector harassment. It is at this point that the lawyer will clarify to them and also inform them of the rights they have.
How far have you gone with the payments?
This question helps the lawyer to know if their client has been paying the agreed amount or has defaulted altogether. The cases of harassment when a debtor is paying according to the plans are minimal. However, most incidents of harassment come in when the debtor has defaulted altogether.
What creditors and debt collection agencies forget is that the debtors have a right. A breach of these rights can actually lead to legal actions being taken against you. When they seek the help of a debt collector harassment lawyer, then one can even lose a lot of money.
Do you have the ability to pay now?
To avoid a costly court process, the lawyer may advise their clients to pay what they owe the creditors if they are in a position to. According to reports, most lawyers have played the arbitration role rather than a defense lawyer. If their client is in agreement in what the creditors are claiming but they are not in a position to pay now, they can both agree on a possible payment plan and stop the harassment.
When debt collector harassment lawyers ask these questions, then they are in a position to understand the case they have at hand in a better way. Apart from guiding you on what to do, they also get an easy time dealing with the case. Therefore, cooperation is very crucial as they are likely to ask many questions to make the case clear.